HORSE PREDICTOR

1. The Promoter of this competition is Sporting Life UK Ltd, operating as sportinglife.com of Apsley House, 78 Wellington Street, Leeds, LS1 2EQ ('The Promoter'), As sponsor, all prizes are to be supplied by Sky Bet ('The Sponsor').

2. This competition closes as per the daily schedule outlined in point 1 of the game Rules and Player Information. The overall competition closes at 13.01pm BST, on the last day of the month. Once submitted, entrants cannot change their daily selections.

3. Names of winners will be published on this site once determined and winners will be notified by email or telephone.

A full list of prize winners by name will be available until the end of the next month's competition by writing to the Promoter at: Competitions Department, sportinglife.com, Apsley House, 78 Wellington Street, Leeds, LS1 2EQ.

4. Winners will be contacted by the Sponsor in advance of the prize event.

5. There is no cash alternative to the prizes (or any part of them) and unless agreed otherwise in writing the prizes are non-refundable and non transferable.

6. Exact prize specifications are subject to change and the Sponsor reserves the right to substitute the prizes (or any part of them) for a prize of equivalent or greater monetary value if this is necessary for reasons beyond its control.

7. If any winner is not able, for whatever reason, to accept a prize, then the Promoter reserves the right to award the prize to another participant.

8. No responsibility will be accepted for entries delayed, misdirected or undelivered. The promoter will not be responsible for system failures, network errors, or personal computer issues.

9. Except in the case of death or personal injury arising from its negligence or in respect of fraud and so far as is permitted by law, the Promoter, the Sponsor and their associated companies and agents exclude responsibility and all liabilities arising from any postponement, cancellation, delay or changes to the prize details beyond the their control and for any act or default of any third party supplier. The terms and conditions of any third party supplier will apply to the prize where applicable.

10. Neither the Promoter nor the Sponsor will be liable for prizes that do not reach the winners for reasons beyond reasonable control.

11. If any winner is not able, for whatever reason, to accept a prize, or cannot be contacted within 14 days then the Promoter reserves the right to award the prize to another participant.

12. The Promoter's decision is final and legally binding on all entrants and no correspondence will be entered into. Entries that do not comply in full with the game Rules or Terms and conditions will be disqualified. The decision of the editor of sportinglife.com in all matters is final.

13. The winners agree to co-operate with the Promoter or the Sponsor and their associated companies in any post-event publicity.

14. The Promoter reserves to amend the Rules and Terms & Conditions at any time.